In January 1988, the Marco Consulting Group ("MCG") was established with the mission to provide full service investment analysis and advice to jointly-trusteed plan sponsors, specifically Taft-Hartley Funds. Since then MCG has expanded its client base to public employee benefit plans. MCG is dedicated to providing comprehensive analysis and advice on all aspects of the investment process - information that trustees can rely upon as competent, direct, and independent. Our standard services for full-service clients include initial and on-going investment policy analysis, development, quarterly performance evaluations, manager and custodial searches, as well as asset-liability studies as needed, quarterly custodial audits, proxy voting, and any other special projects the trustees may request.

MCG is an Illinois corporation and has been registered as an Investment Advisor under the Investment Advisor Act of 1940 since February 1989. The firm acknowledges that it is a fiduciary pursuant to Section 3 (21) of the Employee Retirement Income Security Act of 1974.

One hundred percent (100%) of Marco Consulting Group's revenues are attributable to our plan sponsor clients, with approximately 4% of this total attributable to our proxy voting service clients. MCG only provides investment consulting and proxy voting services.

MCG is not affiliated with any other organization, it is owned by the employees of the firm. This structure assures the continuity of personnel at MCG, which is critical in providing a high level of personalized service to our clients. MCG employees have the benefits of a collective-bargaining agreement.